Retail Therapy | Deprogramming 101

Retail Therapy. It’s time for us to delete this marketing concept from our brains.

Spending your hard-earned money on frivolous things makes bank for the producer or corporation. But leaves your account depleted – you in debt with a trinket that has no monetary value. How is that remotely satisfying or therapeutic?

It’s not.

Change your mind.

If you’re feeling bad; instead of shopping, create a solution that is valuable to you and those in need.


Now there’s a new catch phrase that is much more satisfying. Yes, your “Eureka” moment will have you smiling all the way to the bank while helping someone solve their problem, to boot.

Mindless Consumer to Mindful Producer…

But just in case you’re not ready for a change – there are 177 days ’til Black Friday, November 29, 2019.

H/T: “Medical News Today” for the Eureka link. What happens in the brain during a ‘Eureka!’ Moment? Published Monday 30 April 2018

Update on post previously published Oct 16, 2016.

Default Status

A body at rest will stay at rest unless an outside force acts upon it (law of inertia) – Newton’s first law of motion.

The first thing that comes to mind of most when applying that law to humans is sloth and laziness.

I implore you, however, to look at this law from your perspective.

What is it that you do when you’re at rest?

What is your default status?

What do you do when you’re not required to do anything?

Besides the normal biological functions, my default status: Think, read, write, report; repeat. This is what I do, regardless of income. I suspect, however, my default could be considered a business model for some – in fact, Glassdoor, the job search engine and review website, sent me an update that my vocation is worth $86,000+ here in the Atlanta metro.

If it weren’t, however, then what?

In January, CNBC reported, Finland began experimenting with this hypothetical – and for the next two years, about 2000 unemployed citizens will receive a universal basic income.

They will receive about 560 euros ($581.48) per month – even if they earn income in other (legal) ways. As you may have already heard, basic income isn’t a new concept according to, the practice dates back to the 16th century as a cure for theft.

Even, in a city that’s home to more than 70 billionaires,  San Francisco’s Office of Financial Empowerment is looking for ways to close the income inequality gap.

Meanwhile, in Stockon, CA, the Stockton Economic Empowerment Demonstration (SEED) program got underway in February 2019.  According to the LA Times, Stockton’s version of Universal Basic Income project will distribute $500 a month to 130 residents for 18 months.  Tap into Newark reports during the Newark, New Jersey State of City Address, Mayor Ras Baraka mentioned a exploratory committee will research the feasibility of a pilot program working in the economically-challenged city,

Think about it, what is that you do when no one expects you to do anything.

Basic income might be the key to you doing more of that.

First Posting Jan 27, 2017

It’s Tax Time, CYA (Check Your Assets)

If you made as little as $400 in freelance writing fees, here in the United States, you’re required to file an income tax return.

But do not despair dear writers. Just like most things in our writer’s world, not every asset is physical but can still produce tangible results. So when filing income taxes this year, especially those who freelance, pay close attention to the intangibles.

Since I’m not a tax accountant, I can’t offer you tax advice. I can, however, shed some light on one item you might be able to expense – DOMAIN NAMES!!! If you’re an owner of 1 or several domains, please bring those receipts to the attention of the person preparing your taxes.  Point them to “Treatment of Costs to Acquire Internet Domain Names for Use in Taxpayer’s Trade or Business”  and internet related expenses.