New Black Wall Street? There’s an App for that, |WIFOTIT

Where U App Logo

 

New app helps consumers find black-owned businesses by Shelia Poole, Atlanta Journal Constitution

Dr. Dionne Mahaffey remembers a story her father, a jeweler, once told her about a friend who often went miles out of his way to shop at a grocery store that catered to the Asian community.

Source: New app helps consumers find black-owned businesses

AALBC: The African-American Media Clearinghouse | WIFOTIT

African-American Literature Book Club

Imagine if you could let your fingers do the walking (clicking) through the annals of all things written by and about African-Americans.

You’ve heard of the dark web but did you know there’s a search engine, Huria (1) that allows you to discover the best of the Black web? Try it for yourself – I found an article about me on the Black Enterprise web site (2) using the Huria search.

What if you were new to your town and were looking for black-owned newspapers (3), bookstores (4), or even a book club (5) to join?  Maybe you’re a blogophile and you want to visit every African-American blog publisher on the internet. Or maybe you’re an African-American blog publisher and you’d like to include your blog in the AALBC blog database (6). Where would you go to find that information?

If you don’t know, let me share with you What I Found on the Internet “The African-American Literature Book Club” (7).   Founded by Troy Johnson, more than 18 years ago, AALBC dot com is the digital meeting place of the African-American Literati.

Check out the video (8) below to get a feel of the benefits of the online literary site. Troy will even give you some tips on how to kick the Facebook habit and get the traffic flowing back your own digital property.

You don’t have join AALBC; it’s open to the public so lurk away.   The most fun, however, comes when you join the community and get involved in one of hot topics of the day. (9)

More of What I Found on the Internet Today, next Thursday!  Be sure to check back!

  1. http://aalbc.com/huria/
  2. http://www.blackenterprise.com/mag/make-money-the-e-marketing-way/
  3. 3) http://aalbc.com/newspapers/
  4. http://aalbc.com/bookstores/
  5. http://aalbc.com/bookclubs/
  6. http://aalbc.com/blogs/
  7. http://aalbc.com/
  8. .https://youtu.be/e9t3bjIwFJE
  9. http://aalbc.com/tc/

Earn like An Employee; Think Like An Entrepreneur|WIFOTIT

Terminated
Terminated

By show of hands, how many of you have been a layoff casualty?  Reduction-In-Force victim?

raise your hands
raise your hands

The only thing similar to experiencing a layoff, is a punch in the gut. It’s been my goal to avoid a first time for the latter and never again experience the former.

While surfing the web, in search of background information on a company, up pops a website that I could only describe as layoff-repellent:  workonlinekenya.com (1)   Sheeroh Kiarie, the website’s publisher, describes herself as a life-long learner who lives in Kenya and makes her living online.   Her website is dedicated to growing her freelance career into big business.   The website charts her journey as well as others who have made freelancing their full-time vocation.   I thought of workonlinekenya during a recent telephone conversation with my friend, Casey.

“Not everyone is cut out to be an entrepreneur,” my friend, Casey rebutted.

Right up until that point, our phone visit was easy.  As soon as I said, “everyone should have a side hustle.” the conversation became strained.

 

“Savings” Casey offered, “Everyone should have savings.”

“That’s not enough, ” I countered.  “It’s impossible to save without money.”  “We need to know how to generate income outside of traditional employment.”

We found common ground when Casey admitted she used the word savings but meant investments.   Investments generate income.  Savings are best suited for short-term financial goals.

Casey wouldn’t budge on the “Side Hustle” concept. And her position had me a bit baffled.  With job uncertainty in this knowledge economy coupled with Baby Boomers, Generation X, Y and millennials all vying for the same jobs -it’s in our best interest to think like freelancers and entrepreneurs.

Margie Warrell in her Forbes article “Learn, Unlearn and Relearn: How to stay current and get ahead” writes,

 

” When you synthesize your knowledge and skills well, you evolve from a knowledge expert into knowledge entrepreneur.” (2)

Not only is an entrepreneurial mindset lucrative for generating extra income; it’s also valuable in the work place.  An entrepreneur engages in conceptual thinking and uses creativity to solve problems.  She thinks in terms of the big picture -and listens to her intuition to find a solution.     One consistent trait that’s found among all entrepreneurs is their inherent ability to know how to learn.   This lends to entrepreneur’s ability to seemingly “reinvent the wheel”.

There’s only one way to acquire an entrepreneurial mindset and that is to work like one.  The best part is, like Sheeroh, you can work anywhere in the world and you’ll always have a job.

For more information:

  1. http://www.workonlinekenya.com/about-me/
  2. http://www.forbes.com/sites/margiewarrell/2014/02/03/learn-unlearn-and-relearn/#3f70b64e51c8
  3. http://www.inc.com/magazine/19980301/887.html

June Jump-Start: 30-minutes to Healthier You | Winning Wednesday

Kick that SADness (1) to the curb and give your body a boost of vitamin D by connecting to the ultimate source of energy – THE SUN!

Sun Goddess Ramsey Lewis, Earth Wind & Fire

If you spend at least 30 minutes in the sun (10 minutes – for light to white skin) (2), your body’s skin will absorb enough sun rays to produce vitamin D to last throughout the winter. (3)

According to Andrew Weil, M.D.,

“the body will make 10,000 to 20,000 IU per day with moderate exposure to the summer sun“(4) .

An adult, 19-70 years of age, only needs 600 International Units of vitamin D for it to play its role in the absorption of calcium for strong bones and, producing the health benefits for a strong immune system.

Yet, most African-Americans aren’t even producing the recommended daily amount of vitamin D. (5)  Several factors that limit vitamin D production include:

  1. dark skin which allows for low absorption of the sun’s UV rays
  2. limited sunlight in the northern part of the United states
  3. obesity
  4. age

There’s now enough evidence to confirm that low-levels of vitamin D are linked to heart deaths, breast cancer, colon cancer, prostate cancer, osteoporosis, insomnia, depression, and weight gain (a catch-22 because if your body is obese, it will hold onto vitamin D like a dog with a bone).

This is one vitamin deficiency that we can easily eliminate without over-the-counter assistance or prescription.

From now until summer’s end you can stock up your reserves of vitamin D just by going for a 30-minute walk at noon or when the sun is highest in the sky.

Leave the sunscreen off, throw on your tank top, shorts and soak up those rays. Your body will thank you and the best part – sunlight is still FREE!

For More Information:

 

  1. http://www.mayoclinic.org/diseases-conditions/seasonal-affective-disorder/basics/definition/CON-20021047
  2. https://www.sharecare.com/health/vitamin-d/naturally-produce-vitamin-d
  3. http://www.webmd.com/osteoporosis/features/the-truth-about-vitamin-d-why-you-need-vitamin-d
  4. http://www.drweil.com/drw/u/QAA400408/Storing-Enough-Vitamin-D.html
  5. http://www.webmd.com/osteoporosis/features/are-you-getting-enough-vitamin-d-calcium
  6. http://health.usnews.com/health-news/family-health/heart/articles/2008/06/23/time-in-the-sun-how-much-is-needed-for-vitamin-d?page=2
  7. http://scienceline.ucsb.edu/getkey.php?key=1048

 

 

NCES : Black Women Most Educated Group in the U.S.|WIFOTIT

UIUC
UIUC

When Chesley* entered the University of Illinois at Urbana-Champaign in 2010, black women were making history as the most educated group in the United States.

The National Center of Education Statistics1 reports for the academic years 1999-2000 through 2009-10, degree-granting institutions conferred more academic degrees to women than men.

Black women received the highest percentage of the millions of associate’s, bachelor’s, master’s and doctor’s degrees awarded during this time period than all other ethnic groups.

If Chesley’s academic success is any indication, she continues the most educated trend after receiving her Bachelor’s of Science degree (Psychology/Statistics) in 2015.

The academic boon for black women, however, is bittersweet.

The higher the percentage of degrees also means black women are also carrying the higher percentage of student loan debt2 .  Sallie Mae’s, “How we save for college” indicates that some black families have saved an average of $11,000 for college 3 – with the average public college annual tuition costing more than $18,000.

This shortfall, Gallup, Inc. reports, means that 50 percent of black college grads are saddled with more than $25K in student loans.   Even when students, such as Chesley, have a full-ride scholarship, the student may have to take on an academic loan just to enjoy a quality of life during those lean academic years.

But it is not all doom and gloom.  There are a few ways for black women to make those academic degrees work for them instead of having extra student debt work against them.

As President Obama said in his commencement speech to Morehouse College graduates “As African-Americans, you have to work twice as hard to get by.”

Therefore, as a black woman that means get ready to do some heavy lifting.

If you’re starting college in the fall;

  • Continue researching and applying for all the federal, state, municipal, academic grants available
  • Ask your School’s financial aid representative if there is money available. Don’t let him/her tell you what you qualify for, instead ask what is available. Decide if you qualify -then apply!
  • Where do you shop? What is your favorite store? Airline? Who is your favorite designer? Who is favorite musical artists? Actor/Actress? Athlete? Ball Player? Many of our favorite places to spend time, money and our favorite celebrities have foundations and charities. Use your search engine to find out who awards academic scholarships and apply.

If you already have student loans; in addition to the Federal Student Loan Forgiveness plans5, another way to pay down on your loan is:

  • to join a forward thinking company who has added student debt repayment as a benefit. The U.S. Government, and a host of companies will pay off up to $10K of their employee’s student loan.  Check out these companies that are offering ways to ease their employees’ student loans burden.6
  • Go to benefits.gov 7 The resources may not help to pay off student loans but there are some grants, scholarships and fellowships to help you advance in your field.

* not her real name

  1. https://nces.ed.gov/fastfacts/display.asp?id=72
  2. http://www.theguardian.com/money/us-money-blog/2014/oct/07/expensive-college-education-reinforces-racial-inequality-us-america
  3. https://salliemae.newshq.businesswire.com/sites/salliemae.newshq.businesswire.com/files/doc_library/file/HowAmericaSaves2014_FINAL_4.9.14.pdf
  4. http://www.demos.org/blog/9/23/14/white-high-school-dropouts-have-more-wealth-black-and-hispanic-college-graduates
  5. https://studentaid.ed.gov/sa/repay-loans/forgiveness-cancellation
  6. http://www.aol.com/article/2016/04/12/5-employers-who-will-help-pay-your-student-loans/21342750/

Oh by the way, this video from attn: is actually What I found on The Internet. It’s the source that is the inspiration for this article.

More of What I Found On The Internet Today, next Thursday!

Chicago Could Be Home To The Next Black Prima Ballerina| WIFOTIT

On Pointe
On Pointe

…And she could get her start through a scholarship from the prestigious Joffrey Academy of Dance, the official school of The Joffrey Ballet.
Due in part to a $200,000 challenge grant from the Reva and David Logan Foundation, Chicago Public School students can participate in programs such as the Lemonis Bridge Program where they are instructed in classical ballet training.

Academy instructors say, “One of the main goals of the program is to identify and train the next generation of dancers at the Joffrey Academy of Dance.” Students who show the most promise are awarded full scholarships to attend the academy.    
The scholarships total about $400,000 annually and assist under-resourced youth who have demonstrated ability and financial need.  Support also goes to Middle & High School Dance clubs and programs that provide young dancers with the opportunity to choreograph and perform their work.

The Reva and David Logan Challenge grant will match every donation, up to $200,000, the Joffrey Academy of Dance receives from now until June 30, 2016.  Contact the Joffrey if you’d like to donate or find out more about the programs.

Source: Windy City Times

More of What I found on the Internet Today next Thursday!